2025 Senior Bonus Deduction Calculator

See if you qualify for the new $6,000+ "bonus" deduction for taxpayers aged 65 and older.

Your Total Modified Adjusted Gross Income (MAGI) ?

Your Filing Status

Single

Married

Head of House

Check all that apply for age 65+ ?

I am 65 or older

Your 2025 Senior "Bonus" Deduction is:

$0

Enter your information above to see your potential deduction.

Understanding the New Senior Bonus Deduction

A key feature of the "One Big Beautiful Bill Act" is a new, temporary standard deduction bonus for older Americans, in effect from 2025 through 2028.

What is the Senior Bonus Deduction?

It's an additional amount you can add to your regular standard deduction, which directly lowers your taxable income. This is separate from and in addition to the existing additional standard deduction for being over 65.

How much is the bonus deduction?

The maximum bonus amount depends on your filing status and age:

$6,000 for a Single filer or Head of Household who is 65 or older.
$6,000 for a Married couple where one spouse is 65 or older.
$12,000 for a Married couple where both spouses are 65 or older.

How do the income limits (phaseouts) work?

The bonus deduction is designed to benefit low- and middle-income seniors. If your income is above a certain level, the deduction is reduced, and eventually eliminated.

For Single / Head of Household Filers: You get the full deduction if your income is under $75,000. The deduction phases out completely once your income hits $175,000.
For Married Filing Jointly: You get the full deduction if your income is under $150,000. It phases out completely once your income hits $250,000.

This calculator automatically applies these phaseout rules for you.